We collect your overdue accounts. You get paid.
D8 Labs deploys AI agents that run the full collections lifecycle — from first contact to payment reconciliation — at a fraction of the cost of a traditional BPO.
How it works
Simple, transparent, and designed to fit into your existing operations.
You hand us the portfolio
Share your overdue accounts — invoices, debtors, amounts. We handle onboarding in less than 48 hours, no complex integrations required.
AI agents get to work
Each account gets its own AI agent. It contacts debtors across email, SMS, WhatsApp, and voice — following your policy guidelines and adapting to each debtor's behavior.
You receive the recovered funds
Payments go directly to your accounts or ours, depending on your preference. You get full visibility with real-time reporting on recovery rates, contacts made, and promises to pay.
Two ways to work with us
Funds to your accounts
We manage the collection process and recovered payments are sent directly to your bank accounts. Full transparency, full control.
- ✓You keep full ownership of cash flow
- ✓Real-time reconciliation reports
- ✓Ideal for companies with internal treasury
Funds through D8 Labs
We collect and process payments through our accounts, then remit the net amount to you. The easiest model — zero friction on your end.
- ✓Zero operational burden on your team
- ✓We handle reconciliation end-to-end
- ✓Performance-based fee — you pay when we collect
Why AI beats traditional BPO
Traditional BPOs scale with headcount. We scale with intelligence. Every account gets the same focused attention — whether you have 100 or 100,000 overdue invoices.
- ✓No call center agents — AI handles first contact across all channels
- ✓Adapts to each debtor's behavior and payment history
- ✓Operates 24/7 with consistent tone and policy compliance
- ✓Lower cost base means we can offer better recovery economics
Ready to recover more?
Tell us about your portfolio. We'll show you exactly what recovery looks like with D8 Labs.
Talk to us